All work
Case study In development

Sharia-Compliant Investment Platform

A Saudi platform that connects investors with companies seeking finance through Sharia-compliant convertible sukuk — with KYC, strict permissions and accurate financial accounts.

Illustration: an investment growth chart next to a security shield with a lock.

The problem

Growing Saudi companies need finance without selling equity too early, and investors want returns with the option to convert into shares later. Bringing them together online means handling people’s identities and money — under the rules of the Capital Market Authority and Sharia review.

One mistake here is not a bug report. It is a wrong balance, a leaked document, or a user who can see what they should not.

What I did

  • Built the investor, borrower and admin sides of the platform.
  • Built KYC: identity and document checks before anyone can invest or apply for finance.
  • Built roles and permissions, so each user and admin sees and does only what they are allowed to.
  • Built the financial logic: offerings, subscriptions, profit schedules, repayments and account balances.
  • Hardened security across sign-in, sensitive data and admin actions.

The hard part: Identity, permissions and money — where a small mistake is never small.

The hardest parts were not the screens. They were security, KYC, permissions, and the financial accounts.

Every investor and borrower must be verified before they can act. Every admin action must be limited to the right role. And every amount — subscriptions, profit payments, repayments — must add up the same way in every report, because people make real decisions based on those numbers.

Results

  • 3 portals: investor, borrower, admin
  • KYC before every investment or financing request